Hometrust offers an extensive suite of exceptional loan programs to fit any homeowner’s needs. From conventional loans to FHA and VA, we can help you choose the product that is right for you. Our strength and flexibility equals that of loan brokers and mortgage banks, while our high volume of new and repeat business enables us to offer optimum pricing and rates among the lowest in the industry. We bring with us over two decades of growth and stability through market fluctuation, focusing always on the customer experience.

Our Goal

Behind the scenes, our mortgage consultants may handle hundreds of details over the time it takes to reach your closing date. Meanwhile, our in-house processing, underwriting, and closing departments remain one step ahead throughout the loan process, helping to avoid costly delays. It’s this dedication to providing excellent customer service and value that has made Hometrust Mortgage a top-tier correspondent lender in the mortgage industry for over two decades.

Our Advantages

• Immediate telephone prequalification
• Online application process
• Extended rate locks available
• In-house underwriting
• In-house closing
• Multilingual
• Over two decades of honesty, stability, and exemplary customer service

Our Products

Conventional Loans

• Conforming, Jumbo and Super Jumbo
• 10-, 15-, 20- ,25- & 30-year fixed rate loans
• Fixed term ARMs from 3 to 10 years
• Interest Only feature on most Jumbo programs
• Second lien financing
• Loan amounts up to $2,000,000
• Cash out loans available on primary, secondary and investment homes

VA & FHA Loans

• 15- & 30-year fixed rate loans
• 1-, 3- & 5-year ARMs
• Construction Loans
• Construction to permanent modification